Q: Firstly thank you to all those who responded to my question and cruise review. It seems to me that cruise.co.uk is a valuable and excellent interface for both information and social networking. Thank you Ernest, Patricia, Mr Middleton and well done web site.

Question: We know from comments that we keep our Cunard World Club discount when we book with a travel agent, We are on a quest to save more money, aren't we all! Can anyone please advise me on preferred and good cruise insurance? Also efficient and cost concious Travel Agents which you have used please. Not necessarily the cheapest but good value.